Areas we serve · Queensland
Car, truck and equipment finance in Mackay
Mackay is the service centre for the Bowen Basin coal mines, with a large mining services and engineering sector alongside sugar cane farming. Many locals work rosters or run contracting businesses with strong but uneven income.
We compare lenders that understand contract and roster-based income, and can look at low-doc options for established ABN holders.
Often financed in Mackay
How it works from Mackay
- Quote: call 03 9088 3384 or use our online quote tool. We'll ask about the asset or loan, your income or business and your timing.
- Compare: we check 40+ lenders and recommend the one that fits, with the rate, fees and repayments in writing.
- Documents: send ID, bank statements and the invoice or seller details by email.
- Sign and settle: you sign electronically, and the lender pays the dealer, seller or you directly.
No trip to Melbourne, and no waiting for a local branch appointment. We're based in South Melbourne and work with clients right across Australia.
FAQs
Do I need to come into the office?
No. Everything can be done by phone, email and e-signature, wherever you are in Australia.
Can you finance a vehicle from a dealer or private seller in Mackay?
Yes. The lender pays the dealer or private seller directly once the loan settles. For private sales, the lender checks nothing is owing on the asset first.
Does it cost anything to use you?
We may charge a broker fee, and we receive commission from the lender. Both are set out in your quote and our Credit Guide before you go ahead.
Finance we arrange
General information only. It doesn't take into account your objectives, financial situation or needs. Credit criteria, fees and charges apply. My Finance Hub is a Credit Representative (553769) of Purple Circle Financial Services (Australian Credit Licence 486112).